Instant Credit Line
Make lending simple
- Max Credit Line: 2,00,000
- Fast approval
- App based Virtual Credit Line
- Transparent fee
MyKredit is a local Indian Instant Personal Loan platform for salaried and self-employed individuals where one can apply for a short-term personal loans starting from ₹ 2,000 up to ₹ 50,000 as per their requirement. We aim to provide simple and seamless experience to all our users when it comes to quick and convenient Personal Loans. MyKredit offers its users a completely online process, and upon approval, the loan amount is immediately transferred to the bank account of the user.
MyKredit uses Big data, AI technology, analytics tool & real-time credit decision engine to give you instant decision of your loan.
We believe in transparency. We aim to make credit facility available to all the eligible Indians without any discrimination on the basis of area/ gender/ profession.
We are not an NBFC instead we connect our users to our exclusive lending partner (Navin Bros PVT LTD) to enable lending in the shortest time possible. As an NBFC Market Place, we host multiple non-banking financial companies to lend to the customers.
We welcome all kinds of user’s weather you have taken a loan before or not or you have any credit history or not, you can still avail loans with us. We offer loans for all the legitimate purposes such as medical emergency, festival shopping, paying your EMIs/bills, a vacation, booking concert tickets or shopping online, etc.
We believe in helping our customers in making a good credit history by using our platform and gradually the can become eligible for bigger loans.
Complete the application in 5 min. Get your Credit Line in 2 min
Download app from our website or Google Play
Fill in application
Auto-approval within 20 mins
Real time Credit Line
Flexible Credit Line
From Rs.2000 to Rs.200000 to meet your different financial needs
100% online process
No paperwork. Just fill in your basic information and get instant credit lines
Fast and secure
100% secure and simple application process of 5 min. We use your shared information only for the purpose of risk assessment